I didn’t realize the appraisal can be waved like that.

No one wants to see a wave a defaults, so I expect someone somewhere will figure this out and not just let free markets figure it out. 

Here is another issue I am having in trying a couple options out Quickbooks Premier and Wave at the moment QB cannot connect to some of my bank accounts I use Ally Bank for some accounts every other software I have tried connects just fine, but not Quickbooks this is disappointing.

I am using Wave Accounting.  

I say this as an investor who has really gotten quite a step up by riding the appreciation wave. 

I use WAVE  (free online) and you have reminded me to go on there and import/check/sort data for 2022.Thanks a lot, I had things to do.....

Depending on the type of deals you buy, having 3 paid off could be more cashflow each month than 15 with mortgages.But if you are at a point where you are investing largely for appreciation, it makes sense to take on leverage to get more properties so you can ride that appreciation wave.

@Austin Stoltzfus Never wave inspection.

I have been investing now in my local market, Fayetteville NC, since 2019 and have been extremely blessed riding the post covid appreciation wave.

What people don't realize yet, is that NFTs are the trojan horse into the next wave of user adoption.