If worse comes to worse and I need to get a judgement against the tenant and co-signer(s) can I force them to pay?!?

You could also explore HELOANs instead of HELOCs or consider a second mortgage option if refinancing isn’t ideal.If you need lender recommendations or help finding the best option, DM me and I’ll point you in the right direction!

Consider putting the property up for sale and get your life back on track, then try investing again.

We have experience purchasing properties through our LLC using lending, where we own 100% of the properties.

Find local meetups, rub elbows with other investors, find out what they need, and then find a way to meet that need.For example, maybe an investor is growing fast and struggling to keep up with inspections.

We work with one lender that will doa  2nd up to 60% LTV but its a loan not a revolving / open ended line of credit. 

from the handyman who takes care of my 4 plex How did you finance this deal?

Here is the link:https://docs.google.com/spreadsheets/d/1phAGZjC6Q8icthtcV-17nN-nla0TsGtyRJghxpdc6jQ/copyThanks!

If you're wanting to save on a cost, then yes, you can be the one to stamp the plans.

Thanks for the mention, @Michael Plaks.