I am not a banker but they are doing so many of these loans they crunch numbers, use software and maybe have someone do a drive by.If there is good equity in the property based on your remaining mortgage and if they have any doubts they may restrict your LTV but I don't think all HELOC's come with a detailed inspection of the property.

I'm a software developer here in Chicago, and my wife (@etesla) is a stay-at-home-mom.

Hi GuysDoes anyone know of any software that would help me identify individuals with investment properties who can be targeted for a new mailing campaign?

I'm  in my early 30s, and an experienced software developer currently looking for passive income opportunities, but I would like to eventually move into real estate investment full time when I get into my forties. 

I've been a software developer for 17 years specializing in Microsoft technologies and have my BS degree in Information Systems.  15 years ago I started learning about RE investing from a co worker that was embarking on this journey, and I read books like Rich Dad Poor Dad, Cashflow Quandrant, Total Money Makeover, How to Win Friends and Influence People, and other various "motivational/self-help books".  

LeisureLink, Avantio, myBookingPal, Rentals United, and Rental Network Software are all great options!

Property Management software recommendations?

This is why those Robo-offer softwares never work.

I am looking for a very similar "software" to use in NJ.

There is software available, but if you are even remotely tech savvy, you can automate these systems with free tools.