When they hit, it's not just civil fines but criminal. 

I have friends that are criminal defense lawyers as well..

I graduated college with a BA in Criminal Justice, but realized that the career paths my degree provided me did not fill my want to genuinely help others (people and animals).  

if not you can go after another months rent, or you have, (my best choice) is send a certified letter to tenants stating you are NOT going to renew their lease when it ends April 30th 2015, if none of this has taken place, Get on it, send the letter tomorrow as Tenants have 30 days by law.The tenant DOES NOT control your insurance only you do, NO tenant can file a insurance claim, if your tenant was somehow able to file a fraud claim, that can be a police criminal case.Questions I would have are: Was there bad drywall on ceiling in order for it to fall?

I'm shocked they don't have an adverse action function within the app or at least basic info about it.Can I get a copy of my criminal and/or credit report(s) provided to the landlord?

Additionally, I advocate for clients that have some challenging issues with either credit or criminal history so that they can receive the same opportunities to rent a home without the stigma that disqualifies those in similar positions.Exclusive Renter & Buyer Representation, Rental Property Listing and Marketing, Offers to Rent and Negotiations, New Tenant Rebate Program, Buyer Rebate Program, Competitive Market Analysis, Domestic Letters of Financing Commitment

It is undisputed that the [Rental Dwelling Code] affords no warrant procedure or other mechanism for precompliance review . . . the owners and/or tenants of rental properties in Portsmouth are thus faced with the choice of consenting to the warrantless inspection or facing criminal charges, a result the Supreme Court has expressly disavowed under the Fourth Amendment.”

In the old days without being able to easily look online to check civil and criminal backgrounds, would I have survived as a landlord? 

I have never seen an applicant that had evictions or criminal records (yet) so I don't know how well that report works.I ask each tenant to give me an application and do the smartmove unless it is a married couple where I will ask the head of household.Add Debt to Income ratio less than 45%.

Be sure to look into credit, criminal, and eviction history for any prospective tenants.  3x rent is pretty common and yes, it is what I would want for a higher end property as well.