Good morning Michael, my short term goal is to build a team consisting of lender, realtor, escrow/closing officer, contractor, wholesaler and mentor.

you don't just go to a website, write in some numbers and poof, get a proof of funds. you need to speak with a mortgage officer to go through your income, assets, debt, etc. and see if you qualify for it.

I posted a series of comments in this Bigger Pockets feedhttps://www.biggerpockets.com/forums/925/topics/1164202-folsom-could-see-over-500-000-square-feet-of-new-doctor-s-offices-and-medical-clinics

I’d suggest reaching out to the county’s tax assessor office and asking them those questions.

I-if it's "big expense", I get ahead of this issue by whipping out a receipt book (you can buy one at any store like Target, Wal-Mart, Staples, Office Depot, etc) and jot down the work that was performed, materials, hours, amount of people, other expenses, etc.

The FHA Lender list allows you to search for bank branch office locations that have done at least 1 203k in the past year. 

Zoning codes vary by area so I would check the local zoonning codes and call the permitting office to see if it has a use and occupnacy permit for a SFH. 

Anyways… After talking to a member of your officer team I needed to buy a different package and pay more money to get what I wanted.

Often ADU projects have comps where they compare the ADUs to little office spaces, personal yoga studios, etc.

Jason these problem can be visualized like these:a) Cheap Money regimeb) Expensive money regime (post 22) Then we do have always options for investment :a) liquid cash investmentsb) stock / bond portfolioc) Equity residential investmentd)Debt investment There's recent survey from Citigroup that showing a family office has different strategy when financial condition is moving from cheap money to expensive money regime, for example, during 2010-2022 cheap money regime, it's not difficult to be agressive in equity investment (such as buying rental) as spread is huge (6-8%) ; but during expensive money era, like someone also mentioned above, the spread is only 2-3% now.I can always generate 8-9% "almost safely" with public interval fund or BDC while equity is also offerig something like 8-9% IRR, so between debt investment and equity investment , is not big of spread.