Buyer shall carry, or Buyer shall require anyone acting on Buyer's behalf to carry, policies of liability. worker's compensation, and other applicable insurance, defending and protecting Seller from liability for any injuries to persons or property occurring during any work done on the Property at Buyer's direction, prior to Close Of Escrow.

Especially things like slip and fall or other personal injury on the premises where your name is probably on the mortgage/deed anyway.I mean some states won't even allow the insuring of intentional negligence....I've always been curious about this.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature. 

But also keep in mind, all it takes is a visit from family or friends with small kids to expose them and you to the risk.Insurance - I also recommend you talking with your insurance agent just to confirm your coverage for the pool but also what type of coverage you can expect should their be an injury or worse.

You need to be protected from law suits or injuries occurring on your property.

If they fall lugging some antique and break something...they look to your insurance to pay medical bills no matter whether they were too cheap and stupid to try and haul furniture they couldn't manage without injury.

If hurt moving in or out they will be advised by their associate/doctors that landlords cover these types of injuries on their premises willy nilly and advise them to claim expenses against them.

Leave them to the professionals to avoid potentially fatal injuries.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

The rental provided for herein shall thenbe accounted for by and between Landlord and Tenant up to the time of such injury or destructionof the Premises, Tenant paying rentals up to such date and Landlord refunding rentals collectedbeyond such date.