If you had $1M:- Bought 10 $100K homes cash, you might return ~5-7% on your money- Bought 50 $100K homes with leverage (I know 50 homes at 80% LTV is a stretch), you could pull in $120K COC a year at $12%- Use that money to invest BRRRR, you could pull in $200,000+ (infinite returns if you could find all 70% deals.Personally, if someone gave me $1M, I would build a portfolio for myself that generates an initial layer of cash flow, and then invest in into syndication deals (MF, MHP, SS, etc) to be in different markets and asset classes and take my time back immediately as I have a small child at home and want to travel more and show her the world.What is your highest and best use of your time and your investing goals?

An option could be to 1) take the 401k $ out now with no penalty, 2) put it directly into a properly structured infinite banking policy, then 3) leverage 80-90% of the cash value to purchase a multi-family syndication.This strategy would provide multiple benefits to your precious capital and provide some flexibility until the time is right to purchase a syndication.  

If done successfully you can essentially purchase an infinite number of deals with just that one primary residence equity.

Assuming we rented out this unit @ $1000/mo (1% rule), and pocketed $500 (50% rule), we made 6 * $500 = $3000.CoC return = $3000 (net profits after 1 yr) /$2000 (net expenses after 1 yr) = 150%What's pretty cool is if the deal is really good, and we end up refinancing and getting all of our money back and more, our CoC return becomes infinite! 

REI is a big world and there is seemingly an infinite amount of information to learn but luckily you have time on your side so just get out there and learn everything you can. 

Completed project numbers...Purchase price: $595KRehab: $125KCarrying costs: ~$5KAll in - $725KARV: $945K85% LTV HELOC: $803,250Subtract existing mortgage: $532KHELOC amount (cash back): $271KForced appreciation: $220KNet cashflow/month: $1400/mo or $19,165/yearReturn on investment: Infinite - purchase price and rehab was funded with previous HELOC.

The BRRRR strategy only becomes an infinite game if you follow this rule.   

Some flippers can make a lot of money, some take a huge loss on their first deal and never try again.I know a large investor (several thousand units) who started with an asphalt paving business.There, fortunately or unfortunately are infinite ways to be get started and be successful in real estate. 

Finding a good partner that you can learn from and do deals with in the future "may" be infinitely more valuable than finding this particular deal in the long run.

No matter where you live or where you own assets, I personally recommend the Series LLC to be a great tool for the individual investor who is planning to expand their operation, as it allows for you to scale infinitely for FREE.