In a small town, like the one featured, you don't have a growing population, so where is new demand coming from?  

I avoid tiny towns unless cap rate is very high like 16 to 18.

You'll likely pay high premiums, face lots of claim denials due to "pre-existing conditions", and deal with service delays.

You will generally want to make sure you are compatible and have similar visions, clear responsibilities of what each partner will be doing, and can openly communicate with this person.At a high level, though, what does "finding a partner" mean to you?  

I would highly recommend doing some deep diligence not just ordinary on any syndication you enter, or note fund you enter. 

Have you talked to anyone at the bank about this yet (at least at a high level)?

That’s kind of high to me and a lot out of the insurance claim money that wouldn’t go towards repairs. 

Went to a community College for diploma, then worked, interned and got hired in her field of study before graduating college with a bachelor's last month with no debts in a growing field with high demand and six figure yearly salary.She bought a primary residence 2020 with 3% down and house hacked, which allowed her to live rent free for 2 years while tenants paid down the loan.

That neighborhood has low inventory, but very high rental demand and the tenant class is typically pretty solid.

I look for a highly recommended mortgage broker and see what interest rates and mortgage products they have.