But lets look at SF as a prime example last time I was down there I saw all the projects being torn down. ( govmit housing) at least the one on Potrero hill were OJ was raised.. not sure if the one by the cow palace has been bull dozed or the ones over by fisherman's wharf.. 

I do not have a crystal ball, but as an experienced agent, contractor and developer, that has weathered recessions and the crash, here's what I can tell you. 1.

Timothy Church was our agent on a Crystal Beach property on Bolivar Peninsula in June; and we are running that as STR.

We skipped on the third day and went to the library for 8-hours and wrote out our business plan and crystalized our vision.

Crystal, I called my attorney on this topic today.  

If your in the $65 rent level I would recommend you hold up buying till steel prices go down in late spring (no crystal ball on me).You will probably make more money buying one of your local competitors “today” versus building.

No crystal ball here, but I am proceeding with extreme caution. 

No one has a crystal ball for sure and it's easy to sound smart when the market goes up and up.

Thanks for helping to crystallize the path I will take.

I personally feel looking into my crystal ball that the market will soften mid 2022, which should give you some time before refinance concerns.