Precision construction and investments is in Houston and the can do consults and can help.

Precisely.  

It's possible that your agent's broker doesn't allow her to be precise on pricing strategies. 

I precisely explained this to the brokers I spoke with, yet they are suggesting that the loan will show up on my credit either way.

No one can precisely predict the very bottom of the market so as long as my numbers work out positively, I should be able to withstand the market turbulence if it should come.

First, let me congratulate you about getting your hands dirty, Not everybody is courageous enough to take action.I understand your reluctance to put real estate under contract if you don't know your numbers. 4 units is still considered as residential and you should be good to go with residential numbers (although I would be very precise in this case).

I am a 25 year old living in South Florida (Broward County to be precise), and will be getting ready to purchase my first home in the next 6 months to 14 months.

Please provide more details on the originator and more precisely where you bought them. 

So buying low, then reselling higher... and NOT ending- up PERSONALLY "over leveraged," whilst making the BANKS most of the MONEY... as at the end of the day their rigged "system" is designed and constantly "readjusted" to do precisely the OPPOSITE of making the 99% "wealthier," so WHY limit oneself to ONLY PLAYING their games?!)  

If you have a really good handle on comparables and can get fairly precise on your estimate of fair value (and are willing to pay fair value), make an offer more than your willing to pay to ensure you best the other offer.