Buyer's agents are requesting addendums to extend COE 30 days with an option for either side to cancel due to COVID-19 financial effects, sellers are withdrawing their listings in fear of exposure, and brokerages are recommending zero face-to-face interaction with clients.I mention all of that ^^^ because it's key everyone understands this is not business as usual for anyone.

I agree that we need to work with our tenants, my fear where I am is it is a very "tenant friendly" state and often I find we need to make these long drawn out payment agreements with the court system which often never get paid. 

It is a flat out discount because the PM is fearful of having to do their job if tenants contact them and say they cannot pay rent in April. 

“Fearful when others are greedy and greedy when others are fearful.” 

Sounds like it's still a good deal and you treat the buyer well and walk this through by assuaging his fears. 

I'm screening a tenant and upon contacting the listed employer, they would not confirm any information on the tenant without a SSN, however the tenant will not provide the SSN due to a fear of cyber theft.

The common theory is people “wait” for a crash but when it comes, they are unable to act because of fear or lack of liquidity or often both.

I think people will be hesitant to buy out of fear of another outbreak for some time.   

This is probably an irrational fear but my worry and the worry other keep bringing up when putting down real estate is what happens when your tenant calls you up with two problems at once such as an hvac and or plumbing issue, making your meager gains nonexistent?

My Why became:  I invest in real estate to provide a predicable and sustainable income to allow me to retire at a robust standard of living without the fear of running out of money!