But, they may be more flexible for single family properties, especially for owner occupied.

The sale volume is very low (50%).We have more luck with new homes, the builders are more flexible.

Banks get more flexible with time!

You are not flexible.

At the peak of the bubble, these townhomes were going for maybe $220k, so it's already come down $30-40k.With that in mind, I was thinking of selling our place and maybe renting for a little while and ride out further downward price movement, and eventually find a single family home at a great price for our primary residence, which is what we've been wanting to do for a while (maybe an REO or pre-foreclosure).I was thinking that since I have a ton of equity in my place, I can be pretty flexible.

I know I know… It’s pretty easy to be optimistic when you are sitting in an appreciating area… But the point is this… You need to get in correctly, be prepared to make changes as you go along, have a plan “A”, and plan “B” and a plan “C”… Etc… Be flexible and be ready to change and adapt to the market changes…

Otherwise it will have to take the hit on negative equity.So I would think that we will be seeing a lot more flexibility of the mortgage holders in the near future to keep people in their homes.Are you guys seeing any of this happening yet?

I get a lot of time off so I am pretty flexible.

I am new to the forum and went through all the topics but did not find any information specific to my question, so here it is:I am looking at going with the SD 401K, mostly because I am working Fix and flips and want to have flexibility on deals by borrowing 50K from the 401K.

However, the company I work for offers anyone 5.9%APR and terms of the real estate agreement are flexible.