It's oversaturated, and you find yourself having to cut your prices to stay competitive.

This should be interesting as better agents who have more business will naturally keep the firm at higher commissions, leaving less experienced agents with more low-priced business.Uninformed sellers will push back on including buyers commissions in the sales price resulting in less competition and lower prices on those homes.Uninformed buyers will self-sort out of the market unless they meet a great agent to explain their options.

So, if you are bidding in a competitive market, a HELOC will serve you better because you can show a proof of funds of the money in your account.

In North Atlanta, like Cobb and Gwinnett, there's a history of strong job markets and good schools, leading to higher property values but also more competition.

It could take some time to locate a good BRRRR deal in a competitive market, therefore it might be worth looking at house hacking as a quicker solution.Financial Objectives: Clearly define your long- and short-term financial objectives.

When you do that, bear in mind that, as you alluded to, there is plenty of competition coming.

I know people pay over the appraisal in competitive markets but my situation is not ordinary.

Check out your competition to see where they are priced and what is included in that price?

It probably helps that I currently have my mortgages through this bank as well because it has had the most competitive interest rates each time I have gone for a loan.

I think the best and most realistic way to see if your pricing is in line with the market is to check your competition.