I use an automatic transfer each month to transfer funds from savings to checking for the autopay for the mortgages.

Since they won't actually be signing a lease until the move in date, what would be the best possible way to write up the transfer of this fee and still be protected on all sides to be able to keep it if they decide to back out before giving the rest of the funds needed to move in (which of course I don't anticipate happening). 

Transfer Taxes $421 --> I understand the fee.

I was told that an option is to purchase the property in my name, get the "better" financing, and then do a quick claim deed to transfer the property out of my personal name and into an LLC. 

If they do have that, I don’t know how you would be able to transfer ownership unless you were to work a deal out with the Detroit land bank.

You do have to pay transfer fees, taxes, insurance, recording fees, title insurance, etc... but youd avoid lender fees.

Lastly, you can choose only to accept bank transfers (or automatic transfers, but requires extra set up) and offer incentives so you're not getting charged a fee. 

Morning BP,To make a long story short I just spoke with my lender about acceptable transfers on my mortgage and they have determined that a deed transfer to an LLC is an “unacceptable transfer”.From your (the communities) prior experience what are my options here?

If I were smart, I would have transferred to an in-state school, for a much lower cost in tuition. 

I would ask your title company to make sure lease transfer documents are done or transfer the lease to your name or company name in the event you need to enforce lease terms against the tenants the leases are already in your name.