This is therefore making me put an additional $1212/month more towards my loans for those first/next 7.4 years ($2446-$1234= $1212).If I was to invest this money instead in a property via low money down owner-occupied purchasing wouldn't I be far better off come the end of the 22 years if I chose that repayment plan for my loans, ifffff I rely on appreciation (I know I know, bare with me).I think this because recently, I bought a triplex last year ($235k) and it is cash flowing about $3k/yr (soon to go up when I get rid of my PMI) plus my tax benefits.

They claim they paid utilities via text.

There's no such thing as free money: after the 2 years are up, you will be paying for the pumped up returns via your investor dilution.

Deals come up all the time where I'm from, via Foreclosures, Short Sales, etc. via Properties selling for $50,00 - $60,000 .If I get n accurate Estimate that the ARV will be say $80,000 - $85,000 , and Im All-In the property for $65,000 ..... then would it make sense to do the deal ?

You've got some great guides for important things like keyword alerts; I'd also encourage you to check out the podcasts (great inspiration, especially while working on your properties) as well as connecting with local RE groups (whether via BP or other sites like Meetup) if you haven't already.  

My brother is hoping to buy a property from a family member via seller financing.

I read somewhere that when closing on a rental property, you should use the Property Manager's address since they are local and any issues coming via mail would get to them quicker. 

The daily show has helped me have a consistent presence in iTunes and via Google searches.

Syed Naqvi are you applying in your personal name or via an entity such as a LLC?

I agree, I think credit, criminal background, and eviction (via TurboTenant) plus verify employment (myself) are what I do.