I am too scrappy to give up, the replies here already have my wheels spinning.

You can spin your sales pitch any way you want but Mr Ramsey s description of people like you pushing people into high priced life insurance under the guise of a financial strategy is on target.Readers should search You Tube for expert discussion about whole life or universal life and reasons why it’s a terrible idea.

But you get the jist.... you need to address it, but spin it, but don't make fun of the guest or make them feel bad.

🥴 The tax side makes my head spin.

However, after an unfortunate business calamity affected my ability to make my $2,900 per month lease payments, by late December of last year, I found myself spinning out of control simply trying to find someone at Home Partners with whom I could speak personally and directly in an effort to keep myself and my 16-year-old daughter in our home, and thus maintain some stability not to mention the stress load on a single parent.

Other than real estate we love to travel, (almost hit all 50 states with the kids), she is into textiles (knitting, sewing, weaving, spinning) and I’m an airplane/helicopter mechanic, photographer, and do a bit of sewing myself. 

Joe, not every BP member does this, but I've oftentimes read their "spin" on an asset to make it appear a little better than the real numbers show. 

Take that into account and it will put a whole different spin on the matter. 

Please consider that we are commissioned sales and if we do not allocate our time with the right group of serious clients, we are left spinning our wheel and yours. 

I'll see if we can spin something up to make those results clear.