We have cable or YouTube TV.Can't be cheap on this.We even advertise if someone else isn't offering cable channels what else are they cutting corners on?

You could/should offer a small non-refundable EMD, say $5k if that’s equal to a couple month’s rent.

I am not aware of any local banks that offer a HELOC in FL however you can do a DSCR standalone 2nd mortgage up to 75% CLTV on Condos. 

Quote from @Dennis Knapp: they are offering 5% down and 5% fixed rate just seems to good to be true i am researching them now. 

They may less sensitive to need upgrades/remodeling and avoid moving. 4) get a backup/lowball offer from opendoor, offerpad, etc etc.

What plan did the tenant offer for paying?

I should have specified that the policies I have had with my last two carriers (State Farm and Erie) required maxing out the liability protection offered on my properties before they could be listed under my umbrella policy.

Explain the situation and offer to pay 1/2 of the expense.

How do you evaluate R.E. deals for potential creative financing opportunities?

They have offered their property to us at a very good price.