If so, those could be exposing individuals to large amounts of risk. 

The large margin of profits when developing single-family homes and duplexes is significantly more than fix and flips.

I have a pretty large balance sitting in an account with her which included balances From not getting paid the last two months of rental income and  tenant deposits and maintenance reserve funds. 

Bryan, this is exactly how I got started.I used some cash savings but largely leaned on my HELOC.

I'm also considering building an ADU in a very large downstairs unit (in.

You can buy an investment property that offers a Carriage home, ADU or other and live in the smaller portion and rent out the large portion(s).You have Counties like Citrus County, Pinellas County, Hillsborough County, Polk, and Pasco that all have a large population and a ton of opportunities for new business owners.

They are people who take risks everyday that their extremely large investment won't be trashed while the tenant doesn't pay rent, all the while self righteous snowflakes try to make it more difficult on the landlord to remove the scum, while preaching to the public how landlords are evil for raising rents. 

Or you can buy a large house and rent out the spare bedrooms.

At the end of May, I asked them to make Payments for accumulated electric bills as it was adding up and becoming so large.

Two contributing factors are high construction costs and regulations that make obtaining a construction permit difficult.California already has a large housing shortage.