First floor commercial is a plus to help increase value.  

@Meghan Begue - I have investigated moving to STR to increase cashflow.

Thank you, and I look forward to engaging with you all in these forum posts and potentially in business. 

Welcome to BP, I hope you find a chance to engage with the community while you're lurking as well!

Google LLC announced Aug. 15 plans to invest more than $1 billion in Texas this year, its latest strategic goal focused on supporting cloud and data center infrastructure.Some of that investment will go directly into the technology giant’s data center campuses in Red Oak and Midlothian, both south of Dallas, which are helping the company meet the increasing demand for cloud and artificial intelligence services.

Eventually, Class A property values increased to the point that even increasing rents didn't allow them to cashflow upon purchase.So, the flood of new investors switched to buying Class B properties.

Anyway, I need to engage a good RE attorney to negotiate with the bank on my behalf.

Get in a nice rhythm and increase the 90k to 150k and stay in a nice 3x per year rhythm and in the meantime look for those 2 - 4 unit houses to BRRRR. 

I was able to withhold less from my W-2 income in anticipation of these savings, providing me cash flow in my pocket each time I got my paycheck.It could be beneficial to engage an accountant to help you assess the cash flow and determine if you are maximizing potential cashflow derived from taxes!

Your friend needs to engage an attorney ASAP to avoid a potential retaliation lawsuit!