Once you have a purchase agreement and earnest money deposit together, how much does it cost to have this accepted and recorded with the title agency for escrow?

However what makes this difficult is (1) most title agencies won’t do double closings, i.e., they want the first buyer to come up with the money to close and then want the second buyer to come up with his money to close, and (2) most lenders won’t allow the borrower to base his loan amount on the purchase price, they MIGHT be willing to base the loan amount on YOUR purchase price (seasoning).

Most collection agencies settle debt for less than is owed and take 60%.

If you are doing a value-add play, local banks and credit unions usually have minimal pre-payment penalties when compared to agency debt and allow you to choose a 5 or 10 year term.

I believe Xome owns a title agency so unless you retained your own title agent you probably received one from Xome's related entity. 

Agency debt, Freddie Mac.

Agency debt, Freddie Mac.

@Gary Woodring if you are buying a larger deal, I would explore using agency debt.

Other non-agency loans are not far behind and are extremely appealing to investors. 

It can get to be depressing.Finally in screening keep in mind that many dispossessory issues (our version of an "eviction") will be listed online through your local law enforcement agency that handles these.