Most lenders I've polled recently only go up to 70% on a refi and only a few will go to 75% and their rates are higher.

I have funds tied up in other projects at the moment but my inbox is FULL of solid deals.We are familiar with some companies that do this.Som will only do first position loans so in many instances you need to refinance out through them and it can get expensive if you ahve a low interest rate.

I have 30-year fixed rate loans on all rental properties. 

That is luck.Now, for every 5000 mailers you send (let's say) you get a deal.That is a 99.98% failure rate.

I'm making great profits off them, but I'm having issues with my m-th bookings and I would like to raise my rates.

It depends on what your interest rates are.

We syndicated 75%, plus costs of the purchase price and financed the balance with a traditional loan.We shopped around for weeks to find the perfect loan with the best rates and terms.

The manual entry of numbers has moved to an automated model with accurate ARV, Cap Rates, etc.  

It's an interesting time to invest in the Phoenix area as we are starting to see interest rates coming down & in some pockets of the Valley, we are even seeing a balanced or in some cases a buyer's market. 

Guests staying at a discount, technically called "below market rate" is ALSO personal use!