It might be better NOT to have the owner there if they are family.Most people can be logical and rational.

Following the rules is simple and pays off in easy to follow and consistent rules enforced by pleasant, rational, and personable government employees.

His operation seems on the up and up, and much of his buying criteria appears very rational.

In the situation where the borrower makes a rational decision to walk away they don't have to document a hardship.

But hey, markets are rational, right...

Furthermore, the final month's rent and any pro-rations beyond that need to be paid with a cashiers check or money order.

You may find a great deal in that town in the future.You are angry now; give yourself time to calm down, and then have a rational conversation with the person who called you a liar's supervisor.

I really do agree with you but the only thing that I can't argue with their point is it bringing down my debt to income ration even more:(

This way, anytime I get the idea of selling and buying a small island in Fiji, I look back to the statement I made when I had a clear, rational thought process and stick to it. 

If you can increase the rents, great, but if the assumption that you can do so is the only thing that makes the deal work, walk away.And if that means you walk away from every property, then either start doing the grind work to find and make offers directly to owners (without an agent), or just acknowledge that of the deals you can find, they are overpriced, and sit on the sidelines until numbers become rational again.When a listing says "rents could be higher" I say, "why aren't they?"