I believe they changed the guidelines years ago on the amount of seller assist you can receive on an FHA loan, so I’d look into that with your mortgage company before making an offer, but definitely use that to your advantage when writing an offer!

The house will still need to appraise for the amount of the loan if you offer a higher price in exchange for repair money from the seller.

You could try talking with a lender that offers DSCR.

Maybe your situation is different and if you don’t feel comfortable in the neighborhood then this may be a moot point anyway.As for FHA, my understanding is that you must intend to live in the house for a year  it sounds like you did intend to, but due to unexpected circumstances- lead exposure and unexpected unsafe neighborhood- you have to move.

For me personally, I consider it a B neighborhood because it's walking distance to so many amenities, and I felt mostly safe raising my family there, but not everyone is comfortable living in a developing area.Last year (2024), we moved out of the home and converted it into a rental.

I offer to return half because the buyer the one who has wronged me but I dont need to fight over a few grand so half is fine both partys are unhappy but we move on.  

Although I am outside of my comfort zone and feel like an absolute tool (I'm lost and that's uncomfortable), my faith, drive, and want to achieve my family and life goals continues to motivate me to get outside of my comfort zone and push for continuous improvement.  

I would love to here from anyone who has done something similar to this, especially in the Phoenix Metro area, but even someone who has done this in another state, might be able to offer some insight.

You have to analyze a bunch, so when the right one does pop up you'll be confident in making an offer. 6.

I do plumbing inspections on the way in, along with full home inspections, and sometimes we do a pre-sale home inspection on the way out before the sale and we offer that as part of the listing package.