By the by, I probably come across as harsh and I don't mean to.

It seems like everyone in my life has an extremely harsh opinion concerning REI.

Both quotes, although a bit harsh, are deadly accurate.

I actually reported a different property to your support team and that one did get corrected right away, so don't be too harsh on them :-) I realize that mining through this kind of data must be pretty hard.

I wish that money did not have to be a concern, but the harsh reality is that it is a major concern.  

I don't mean to be harsh or condescending.

Welcome to BP @Harsh Thakker. 

@Harsh Dangaria did you click on the "apply online" link in the following page?

^I know that sounds harsh but it's true. 

Unfortunately, the original hard money lender you lied to has opened themselves up to significant civil penalties by not doing much due diligence and subsequently originating your owner occupied loan.Like I wrote earlier, I hope I'm wrong and if I am, I apologize for the harshness of my post, but I sincerely doubt I am.Stephanie