Mortgage brokers can't set up the mortgage and then sell the note to the government.  

More frightening than having to live under a perceived unfair governing system, is to find yourself with no home, no money, no food to call your own, cut off from your support system. 

I'm not sure where to look for the regulations that govern this situation.

It is definitely negligence if they can't prove that they did everything reasonable to try and get the lot treated.FYI, I don't know the laws in CO but in my area, most governing docs and state condominium law state that owners have a right to inspect all association records, which include the insurance policies and certificate of insurance.

Michael, The horrible situation described in the think progress article should be covered under the legal concept of 'lack of foreseesbilty'.I believe the surviving party who's name is on the lease inform the landlord he cannot be held legally responsible for a random act an committed by a government agency who actions resulted in the death of a friend who's presence at the residence at the time could not have been reasonably predicted to have produced an outcome that would have normally resulted in damage to the property owners property. 

What can we do to change it and to feel like we are included in the process of governing our building?

You can find ownership of property (assuming it is a LLC); and thus find name / address of manager/members of this LLC through government on-line database. 

The government grants you a license to operate over there and that license can be revoked at any minute.

I retired from NYC government job in 2013 and moved here.

I wrote a blog post a while back about the topic and included the text directly from the governing VA regulation.