Over the next year, I'll require you and your wife to work a combined total of 200 hours with no pay.

The applicants just submit their information online and pay the Cozy fee of $40 for background/credit report combined or $25 for each.

That allows you to run combined reports, or separate your real estate, or even just on one property.

This is basically just a case of combining mortgage planning with tax planning.

An option to purchase combined with a reduction in purchase price from rent is a recipe for that tenant to claim they have an equitable interest in the property. 

Because of the prohibited transaction rules, doing so could be a violation of the rules, or at the very least, would limit your flexibility with the investment and increase the chances of a prohibited transaction occurring after the investment is made.Here are some alternatives to commingling the assets: using the Solo participant loan feature to do the deal outside of retirement funds using non-recourse financing from a lender or private source in combination with retirement funds as the down paymentusing a 401k or IRA and partnering with non-disqualified persons

Here are some alternatives to commingling your assets: using the Solo participant loan feature to do the deal outside of retirement funds using non-recourse financing from a lender or private source in combination with retirement funds as the down paymentusing your 401k or IRA and partnering with non-disqualified persons 

Many commercial investors partner and combine their net worth to qualify for commercial loans.

If you and your wife file a joint married tax return then that property is being reported on your combined schedule E. 

Combined income of at least 3x the rent4.