I see it as a stable, mature market with slight but non-alarming negative indicatiors.

Made my day.In the end I lost $500 but $120 got returned to my credit card from the thief, and the store manager gifted me $300 in tools, and my girlfriend borrowed my truck and filled the tank for me ($100).

It's fine to get tenants to pay to replace furnace filters and batteries in smoke alarms, but I've never heard of having them replace aerators and shower heads.I know it is different in the US, but in Canada it is easy to deposit checks without having to go into the bank.

Giving my tax guy a benefit of doubt, he has known me for 12 years to be a "stable saver" and i think the idea of draining my savings into a new venture that excites me and changing career directions was alarming for him.

I'm sure they're working diligently on it but 30 days is an average vacancy for the Memphis market so that's not alarming just yet.

When I asked about it, he said that it would often alarm when he took a shower. 

You can see why this set of facts is setting off a number of alarm bells for me.

But as far as keeping squatters out of an empty house:Cameras and an alarm system. 

Here is what I was quoted :$240k structure coverage + 25% ($60k) (I imagine ARV to be ~$120k-$130k)$2500 personal property$24k Rental coverage (I'm expecting ~$1300/month so this may be high)$300k liability insurance (Although it's $1 difference/month for $1m)Sump/water pump coverageTotal = $117.72 This quote included the deductions for an alarm service and fire alarms equipped throughout (Do y'all usually equip your rentals with alarm systems?)

the Child gate, alarms, etcThank you BP!