@Ari Lagunas I would chose the 95% OO loan over the higher FHA LTV due to fha sustainability rules (applies for more than 2 units), fha stringent criteria regarding condition, and fha rules regarding PMI.  

@Anton Mattli Could you please provide a recommendation on how we can sustain a business with another model? 

One of the benefits here is that you can save a bit on closing costs but the PPP (pre-payment penalty) structure may be more aggressive, ultimately inhibiting your ability to sell off if needed - since the loan would need to sustain a minimum debt service.

., cities without significant and sustained population growth), every investment dollar must come from your savings.As in the prior example, if you require 17 properties and each property costs $250,000 and your only acquisition cost is a 25% down payment, how much capital will you need?

My focus is on properties that are slightly positive in cash flow, while also offering capital appreciation potential, and ideally being self-sustaining in the long run.During a recent visit to LA, I didn’t quite feel confident about the current state of things there.

., especially in places  where there's a push for sustainable and community-focused living?

I also seen and have heard lots of debate on if Memphis' can handle such a system and if we can sustain it and only time will tell but I personally believe just one thing when it comes to this.

The covered parking area and patios should have adequate drainage to prevent water accumulation and potential damage.Investment ForecastPurchase Price: $849,900Total NOI over 10 years: $308,782.13Year 10 Value: $1,256,336 (based on a conservative 4% appreciation rate)Annualized return: 6.30%ConclusionWhile this property is poised for appreciation, sustaining it over several years for substantial returns would require substantial financial resources due to high debt servicing costs and negative annual Cash on Cash (CoC) returns.

However, in order to sustain that lifestyle, both you and your girlfriend will have to work until retirement.

Energy Efficiency and SustainabilityGreen Investments: Sustainability trends are growing in importance, with more renters and buyers looking for energy-efficient homes.