Hi Alfath,Would you be kind enough to share a list of the cities/counties/regions which in your experience are better suited for investmentThanksSuhaib

I lived in the region for 7 years, own several properties in Tulum, and have a property management company.

In your case looking to larger assets where you can effeciently cost segregate to gather bonus depreciation would be a smart move.Appreciation - Where in the country is the asset class you like growing or going to be growingAmortization of the loan - What sector or even region if you look locally for funding, is going to offer the most favorable lending so that less goes to interest expense and more to pay down of principle.Have fun with a spread sheet comparing these 4 returns from your investment with the type and location of assets you find attractive. 

And (B) it's a beautiful setup for big probability of snagging it post default, be it from the regional bank who financed it or whoever J.P. has entertaining liquidations when they take over asset's of the regional lender. 

To diversify, visit and analyze Texas markets, speak with local investors, evaluate other regions remotely, build a team, start small, and connect with local investors.

In my area there are a few small regional banks that have competitive DSCR products.

In Residential, just picture that in general most everyone is a vulnerable person, in eyes of law.

A lot of investors in high-cost areas look out of state or in more affordable regions with strong rental markets.

Welcome, great community here on BP but also in-person in Central Texas, definitely encourage you to get involved in the lots of groups and events in the region!

There are both national and regional foreclosure listing services that provide notice of default, notice of trustee sale, and lis pendens data on properties in the foreclosure process.