.* Refinancing issues at the end of the Balloon Payment?

I have refinanced those to 85% loan to value with a credit union and got over 10% back out which was about 200K. 

Many who financed or refinanced 3 years ago have an ridiculously low rate.

I'll also teach you what I know about identifying the ideal property for PadSplit, refinancing, as well as strategies for flipping homes into turnkey PadSplits that command a premium on the market.

This includes converting it to a rental property or refinancing into a different kind of loan. 

In working on construction loan financing, the lender informed me I'll need to unencumber that portion of the property (makes sense) before closing on the construction loan.I understand there to be two methods generally speaking: refinancing my mortgage and removing that portion of the property in the process OR attaining a partial release from the lender to remove that land.I *strongly* want to avoid refinancing as I have an amazing rate, but partial releases seem complex and also require a survey.

We are currently looking at refinancing to get out of the PMI on our first and primary residence, and I saw a "scam" on replacing your mortgage with a HELOC and you'll pay down your mortgage in 5-7 years without doing anything!

In the process of refinancing to a permanent loan.

I just refinanced my 3.875 30 year to a 30 year fixed.

If rates drop in the future, refinancing again could lower your payment, but it’s good to make sure the numbers work now just in case.