You need to look at return on equity, how much cash flow can be generated putting your equity to work vs the cash flow this property will produce.

I also got involved with a builder in Florida who has yet to produce the first of three houses they're contracted to build, which was a major hit to my available funds as well, setting me further behind.I also figured if I fell a little behind in saving (18 months instead of 12 months for example), I'd still be making progress.

Rent ready in leveraged RE in this market does not produce returns that meet my expectations of return for my effort. 

If they have trouble with making rental payments, they need to start improving their skills and look for a higher paying job or double down and get two jobs.

I think it's super cool but I'm having a little trouble completing the puzzle - I know it makes sense, but I'm not quite there.  

Have any of you gotten in trouble for doing this? 

Hi Cathy,San Diego is a great market to invest in and there are tons of people doing it but yes you may have trouble seeing positive cashflow in the beginning.

The City of Montgomery is the Capital of Alabama with a robust economic environment that has produced multiple awards of excellence at the Chamber of Commerce level.

Then I wrote 3 books, became the person in charge of education in my REI and had to produce presentations every month (at least 2) for it, and before I knew it,...It's not as hard as you think, at least it was for me. 

Santarelli, in two YouTube videos explains the promissory notes investment opportunity (Link), and mentions some of his other ventures including, “cannabis and crypto investing” and producing/co-producing six new Broadway musicals.