We do not have contacts with private lenders at this time.

If you are skilled in each of the areas above, and you have enough in reserves to cover the costs of when things do not go as planned, then you can likely attract money from private money lenders who want to get a return on their money and they see lending to you as a low risk way of earning a better return than in the other passive investing options they have. 

NMLS does not regulate private lenders.

(My profile photo is actually me on a boat going across the Adriatic Sea from Brindisi, Italy to Greece) The north and south seem to be different in their views of business, as the south are more relaxed and the north, so I've been told, are more capitalistic.

I should have elaborated in how the utilities are handled.Septic is the only private utility, and thus is my responsibility.

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

Is there a private entrance/parking or room to make one?

Validate their Legitimacy:Ensure the company is properly licensed and regulated, particularly if you're working with private lenders.

They are on a big push to get back in the game though, have you seen their recent ads stressing that they only list private homes?

to simplify, here's what i would do: don't borrow private money, or partner, until you have a track record.