@Bradley BabineauxIf you wish to purchase property personally - you could take distribution from your IRA (subject to applicable taxes and penalties for premature distribution), and use it for a down payment.

While it may be premature to drive a stake in the ground... because I don't know what I don't know... my current interest/focus area is in multifamily investing.

Before you prematurely admit to defeat contact more banks and let them know your situations and see if they will work with you.With that there is much risk in dealing with leveraging multiple properties and that really depends on your risk tolerance. 

They may even offer you a local mentor.Sounds like you prematurely committed the unit to other people before you had completed the purchase and secured a viable move-out plan for the current tenant.

It’s also safe to say that prices in Newark have really only started recovering over the past couple of years (for the same reason we still have so many foreclosures) so it’s probably premature to call an end to bull market.

He is suggesting I pre maturely replace the existing "door operator" while stocks last.

I would suggest replacing the air filters every month to prevent a premature failure.Good Luck!

CPA and appraiser may be a bit premature at this point. 

@John Underwood makes a good point about not listing the property prematurely. 

That's premature optimization and a way to avoid/procrastinate doing the hard things first.Go drive for dollars to find leads, knock on doors, and call people.