By definition, these type of loans are not the same quality as what is traded on wall street. 

Raising your credit score will get you far better rates personally as well as with private lenders for your LLC. 

Since you purchased your primary recently and in Houston, I personally am bearish on your appreciation potential.

Co-living is how I went from renting a room, Delivering Dominos, no savings, and not being able to qualify for a loan to financial freedom & a $2M net worth in 15 months.  

That is usually how they determine your LTV (Loan To Value).1.

I am still personally buying rentals but I am not expecting much in the way of cash flow at the moment.

Once it's rented, use that rental income to help offset your DTI, which may help you qualify for the second property sooner.Partner with Investors: Team up with someone to split costs and lower your personal DTI impact.

Build - rent - refinance -repeat. in columbus ohio you are buying old houses that are 1900 or 1920 or 1940 and you are in a sellers market. on the other hand you can source land which is a buyers market and build single family homes or duplex or triplexes that will return by renting and pulling cash out on a DSCR loan and doing it again. there aren't a lot of strategies that do this. flipping is different. so many risks. but when someone has a well oiled machine it's all good and less risk.

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

Consider doing this personally or using an LLC.