So for example I'm very conservative and don't want any debt on them because I feel this hardens them in case of a severe recession.

Was your QOZB designed for a specific state/city, or was it structured to operate more nationally?

All are local except for one is a national brand auto supply store, using this for a warehouse. 

A DSCR ( debt service coverage ratio) loan was offered to me instead.

It's a little rough with rates where they are right now for products like a DSCR (Debt Service Coverage Ratio) loan and the associated points you pay out for closing, but the bright side is that if a deal still works despite those rates - there's no reason not to lock it in.

The value of commercial MF has fallen nationally.  

(I saw forged because I did not sign up for service again I had not used the app or website for months , they also copied an IP address that is not mine to their documents)***oh it gets better they also tell AMEX that I cancelled on the 13th of the month despite the fact I have an email confirming my request to cancel on the 5th the same day I was charged.I will now have to reach out to my attorney general , CFPB and FCID because I will have a 1490 debt for a Software app that I have not used and will not use and all DealMachine had to do was say ok we see you no longer want our services and have not used it we will reverse todays charge. 

These loans qualify you based on the property’s rental income, not your personal debt-to-income ratio.

Hi Kolin, Yes, assuming the property debt covers at a 1.00 Ratio there are many DSCR based lenders that can do this with 90 day seasoning and a few with no seasoning requirement at all.

I would recommend on working with an experienced debt broker who can help you shop / compare terms across different lenders.