I’ve done multiple cash-out refi with DSCR loans.

And of course there would be no pattern of such, say like doing it multiple times...... 

Geez, I'm just trying to get a second look at my math for the current situation.

•If you can, raise rents or find ways to increase the property’s income before applying again.Have you already tried talking to multiple banks, or is this feedback from just one?

again its just reminds me of that situation I have no clue as to how good these deals are or are not. 

Quote from @John Busch: Truly appreciate the multiple responses and look forward to continuing our communication as we live in Southern CA and do not have many contacts in that part of the county. 

They have always helped me fast and have answered some of the same questions I have had multiple times with out getting upset.

I'm looking to make this part of the retirement stream of income rather than an effort to accumulate multiple properties.

It all really depends on your overall situation and your investing strategy.

All situations are specific to individuals.Our best wishes and empathy go out to those LA individuals and communities.It’s been about 6 years since one of our storage locations was flooded for about 4 months.  2 feet over the roof.