We lived in a little apartment above the garage and rented out the main portion of the house. 

I live in Fl. where insurance is pretty costly but I am also investing in states where insurance seems less expensive.

Most people living in far north suburbs of DFW are not working downtown. 

You really should never leverage the home you live in.

Quote from @Vince Scipione: Yes, they are a popular choice where I live and work, however with the ever fluctuating cost of oil heat, many people have swapped over their boilers/furnaces to what is called a "Propane Gun" essentially it is a device that is affixed to the front of the furnace/boiler that injects the propane and ignites it.

Quote from @Kyle Barnhart: I live near Phoenix and looking to invest locally.

I live in Charlotte and would prefer a multi-family investment property that is within a 3-4 hour drive so I'm considering areas that include: Charlotte, Raleigh / Research Triangle, Charleston, and Atlanta.

I truly believe she had a medical condition and shouldn't even live in my house, should probably live in elderly housing or the like.

Hopefully, not an expensive tenant or Fair Housing lawsuit.100% of what @Travis Biziorek states is true, but he left out a key fact - he lived in the Detroit area when he started investing here, so was able to self-manage and meet everyone he had to hire face-to-face.

Quote from @Min Zhang: Cincinnati is one of my favorite cities to live in Ohio.