There are several out there that I am aware of that are taxed at rates which are currently lower than ordinary income rates. 

Shouldn’t it be at a lower multiple?”

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

They will be able to update you on what you need to do to help fire proof your home, and if there are any other options to lower insurance like external fire sprinklers, sealing up, attic vents, defensible space, etc.

You'll simply sit vacant for a few months, lower the price then get a tenant.

It also did not have a pool like your property so that would probably lower the desirability as well.

In a market like this where properties are sitting a bit longer, buyer demand is kind of stagnant, many appraisals have been coming in lower than anticipated.

If you tie the bonus to a new lease, a bad employee will lower standards to find tenants quickly.

The old adage is "marry the property, but date the rate" meaning that if in a few years interest rates are lower you can refinance again into that rate. 5.

You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP.