However with a long hold I do expect San Diego RE to have outstanding ROI.  

I had a long conversation with Equity Trust today, and I'm almost ready to move forward with them, but upon further investigation they seem to have some pretty negative reviews.

If you're younger then it might make a ton of sense to take down anything you can as long as it cash flows. 

Usually my time spent with newbies last a minimum of 1-2 hours on our first meeting (either in person or on the phone).  

You bought long-term rentals, so be a long-term investor. 

The 6.75 rate is a conventional 30 year w low closing fees (the credit union I used last time).

24 hrs maybeAlso noticed they were a member since 2025 - and no feedback.I am new also but their lack of response and cryptic message was a bit concerning…so I sent it to spam.Thanks for your inputYeah, it sounds like a phony inquiry to me, but keep an eye out.I got a no message booking request this last fall for next year.

Hope I live long enough to see your idea come to fruition.  

Last but not least....A few members in replies have already mentioned why it makes sense to hold…….I very much appreciate ALL FEEDBACK, however I think it will be helpful to provide some added context as to why I am absolutely certain (and my CPA’s are convinced as well) on my decision to liquidate the entire portfolio and onceAs I educate clients on daily, income tax brackets as well as long term capital gain tax brackets in our country are more favorable right now than they've been at any point in the past 80 years.

Reducing rent sets a precedent and can attract price-sensitive tenants rather than those prioritizing quality.Negotiating renewal terms can make sense if tied to benefits like lease length or tenant stability, but always ensure it aligns with your long-term goals.