This is the “over night” success that’s taken 20 years.2 - Superior uncommon knowledge, combined with experience and capital and a willingness to take a risk (speculate).  

@Zach Howard feel free to add me on whatsapp

They’ve taken payments for premiums and not bound the policies, and let the policies lapse without my knowledge.  

finally someone with some knowledge 

Start anywhere—offer to assist, intern, whatever it takes—and absorb as much knowledge as you can.

I"m not sure you could find a better group in terms of knowledge and support. 

Please feel free reach out. 

I assume there is zero or almost zero appreciation and that’s the reason you aren’t selling tax free?

As a business, a judge will expect YOU to know all the laws and legal procedures.Make a minor mistake and the judge is unlikely to give you a break and may rule in the tenant's favor.The judge will see the tenant as a consumer and may give them a lot of leeway in court, even give them borderline legal advice.You are in over your head, not having the knowledge to properly handle this.

I hope this helps and feel free to send me a message for any further questions.