Is a self directed IRA an option since it sounds like you have a large amount of funds in a 401k6.

The one difference with Josh in this area is teaching you how to self direct IRA's and what to have in place so you can do it legally.

And keep in mind there IS ways persons can lend that $100k via IRA's.

States will have a carve out for a few like 2 or 3 from your IRA and that your not holding yourself out as a lender which it appears you are..

Call me stupid then.I own 4 properties in my IRA that I bought with IRA cash.

That person maybe used up IRA-$, maybe got brother, in-laws, some college friends to pool $.

If you have switched jobs and your retirement is in an IRA vs. 401k, maybe consider rolling it into a self-directed account to invest in other people's deals with that money (aka private money lender, syndications, etc.)

In total I have about 57000 in a savings account, $11,000 in cash and another 8500 in my Roth IRA .

Not having a mortgage is very powerful.I also like buying properties in my ROTH IRA and not ever owing any further tax or capital gains. 

If it is owned through a trust or IRA....yup, we can insure that too.