In either instance, you were able to use the cash out for something and if you had left the interest rate alone, over time you would come out ahead (unless of course he put you into an interest only loan or something crazy).You're right that refinancing so many times can eat up your principal and since you were the one that signed the papers, it is your fault, but I stand by the assertion that no one got rich on one point.Stephanie 

Nobody can answer your question as-is.The contractor may have zero to stand on here.

Sometimes you need to know when you can hold em and when its time to fold em and move on.

I know on bp we have a long standing  whats better appreciation or cash flow.. and I am in the appreciation camp one needs that if one is going to exit with any kind of real profit..

It's a very long standing visa program, super regularized, they have visas, 100% legal, ton's of rules about it. 

So then Nick ask everyone who is interested to learn everything there is to real estates (he explained earlier - to secure your future you got to have knowledge which then you gain control and thus less risk - i thought that made sense) to now stand up and go to the back and sign up as seats are already filled.

He seems to really stand behind his product and has a whole back end system I think not many TK providers offer.  

I only by the commercial line that is supposed to stand up to higher traffic use...we will see.

Unless otherwise stated in this Agreement, Tenant shall establish their own utility accounts, effective no later than the lease start date, pay all utility charges, and maintain accounts in good standing.

Just have formation docs written as "last man standing" gets it all.