And the fur everywhere.

Tends to be different thicknesses everywhere and you'll need furring strips... not worth it. 

@Sant LiI’ve personally worked in several apartment complexes in Austin with these type of units they’re called fur down units by first CoFrom experience I think they are very reliable of course if installed right, the most common issues I’ve found with them is the drain getting plugged up and overflowing the drain pan which will mess up your ceiling.

If you don't like the look of the foundation, then fur out the walls with studs, drywall and insulation.  

.- Personal Articles:   Coverage for belongings that have a special or collectors value      such as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)      It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceIf you have questions on any of this info PM me. 

If the tenant has fur bearing pets, monthly.

Let's say you put their stuff outside, and they later said that a fur coat worth $50K was taken by passersby?

The house is wired this way because they furred out the walls and could only fit a short 1 gang box on the furring strips.

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck

Not covered: Jewelry, furs, watches, money, securities, documents or motorized vehicles, loss from war/flood/climate conditions (rust/mildew).