And in regards to getting educated on the the laws, I assume the best route is to link of with an attorney who has experience with these types of transactions?

Thank you,Jerry Jerry, I recommend getting in touch with an experienced broker who can educate you on all the possible options in the investment space for cash-out refinances.

Educate yourself, become expert, then make decisions from a place of expertise.  

Did you attend educational courses to enhance your real estate knowledge?

You seem to not want to take it as intended (to educate) and I am not sure it that is name calling or whatever it is.I do wish you would take the time this week to do the effort to properly estimate your maintenance/cap ex for a sustained hold. 

If that leads to a more structured and education based meeting, then that is great - if it remains just a place to gather and bounce ideas and network, that's great too.

Ya have to learn to mitigate multiple hurdles, in addition to making intelligent and educated moves. 

It sounds like you are off to a great start already especially by educating yourself! 

Pairing that with relationship-building will help you uncover off-market opportunities and find local experts who can guide you.For meetups, here are a few ideas:Indianapolis Real Estate Investors Association (Indy REIA): They have a mix of virtual and in-person events and are a good starting point for networking with other investors in the Indy market.Louisville Real Estate Investors Group (REIG): A similar organization for the Louisville market, with educational and networking opportunities.Check out BiggerPockets Meetups: Many cities have local meetups organized by investors active on BiggerPockets, and they often include virtual options.Facebook Groups: Look for local investing groups like "Indianapolis Real Estate Investors" or "Louisville REI."

Just know that the majority of those in the 'education segment' of real estate are presenting you their information to make the speaker money... and if you happen to benefit too... that 's great!