I truly enjoy the diverse sets of experiences, learning from failures and successes online, and different ways to approach a decision.                                                                               

Airbnb is their own eco system and they're the merchant of record and take care of all payments or lack of payment.

To be "bullet proof," diversity is key ESPECIALLY when investing in one sub-market.

Problem with NV is lacking education system state-wide; also not a diverse enough economy IMO.

I'll throw it out there as an option, knowing that no one is really going to take it.Your proposed transaction is low leverage, so very good terms should be available, but FDRs New Deal in the 1930s (which created the kid-friendly home loan ecosystem -- home loans commonly had 10 year balloon payments before that, even if you put 50% down) was only for homes, not for CRE.

Employment/Economic Diversity/Demand DriversNow if you can buy a house let's say 4-5 bedroom and have your kid live in one for 4-5 years and is the kind of kid who is responsible and a hard worker and a good networker and can keep the bedrooms rented for the next 4-5 years, there certainly could be an opportunity there.

.#5 Higher Resell-ability and Market Demand:Single-family homes with ADUs cater to a diverse pool of potential buyers, including investors and owner-occupants.

***I think diversity in investments is a good thingAge: 40, with a relatively high effective tax rate. *** What does "relatively high" mean?

I'd take the leveraged position and multiple properties and diversity every time, but that's just me. 

Here's why:Philadelphia offers a diverse real estate landscape with a mix of residential, multifamily, and commercial properties.