The pump runs about 8 hours a day....no one was at the house for a few days, the PVC pipe broke at a joint just past the pump on the pressure/return side, the suction was set to just the main drain on the bottom, so the pump actually drained the pool to about 1' deep, and discharged all the water into the lawn.

A straight forward Letter of discharge was not something they would entertain.

This was discharged in 2005.

In the event M(1) forecloses and M(1) joins M(2-3), then any surplus from sale automatically accelerates and M(2-3) rights to the property are discharged.

If approved and if the plan is dismissed, you loose nothing, if the plan is discharged, you can be unsecured and discharged via the BK.

Maybe you are not getting the full picture of the information.For a credit account for example that defaults internal collection ensues then quickly if no payment usually they close the account and discharge the debt off the books and sell to an asset purchasing company.

Note: The funding fee may be paid from loan proceeds or cash from borrower.The following persons are exempt from paying the funding fee: Veterans receiving VA compensation for service-connected disabilities.Veterans who would be entitled to receive compensation for service- connected disabilities if they did not receive retirement pay.Veterans who are rated by VA as eligible to receive compensation as a result of pre-discharge disability examination and rating or on the basis of a pre-discharge review of existing medical evidence (including service medical and treatment records) that results in issuance of a memorandum rating.Veterans entitled to receive compensation, but who are not presently in receipt because they are on active duty.Surviving spouses of veterans who died in service or from service- connected disabilities (whether or not such surviving spouses are veterans with their own entitlement and whether or not they are using their own entitlement on the loan). source: VA Pamphlet 26-7 (Lenders Handbook)http://www.benefits.va.gov/WARMS/docs/admin26/handbook/ChapterLendersHanbookChapter8.pdfwww.VALoans.com is also a pretty good source of information regarding VA loans.  

You should be able to qualify for an FHA (or FHA 203K) loan two-years after your discharge date as long as you show a solid employment history.

When we have multiple mortgages coming due at the same time (i.e. within a few months), it is often advantageous to refinance one property to 80% LTV and discharge the mortgage on another.  

OK normally a trustee has almost godlike power in Bankruptcies to sell property and liquidate assets and discharge unsecured debt.