So I posted this in reddit but got slim to none responses and figured I should post it where the experts live. Also first time poster! Bear with this long existential post, and here it goes.

I'm a 30 odd year old h...

I would caution you though, many groups you will find are run by people who likely hadn't even graduated high school when the financial crisis hit, and many have only been in real estate the last couple years.  

I am reaching out because I've been seeing articles about a senior housing crisis or lack of housing for elderly individuals.

If you are able to weather this crisis, then I would be looking at demand drivers per market. 

With such things, they will usually offer you some time (we had a case once where it took us a while to find a new bank to refinance shortly after the financial crisis in 2008) before actually foreclosing, but they will eventually pull the trigger and begin foreclosure proceedings.

One nice thing about selling a primary residence (after 2 years of living in it) is the tax free capital gains.I prefer to structure my investments to avoid forced sale - you want to be the one to decide when you sell based on market drivers not cash flow crisis.

Airbnb survived Covid, but the crisis mode in “sharing” economy stays https://www.cnbc.com/2022/02/0...

There's a housing affordability crisis due to the influx of relocations that happened from 2020-2022...so rent increased rapidly, but its leveled out.

Thomas:First of all, I would say the 1% rule is a rule-of-thumb from immediately-post the Great Financial Crisis.  

In other words, if the drainage pipe breaks resulting in water intrusion, responsibility for the damage is assigned depending on where the pipe burst.California's insurance crisis is taking a toll on HOAs.