Accreditation really just means you've got a fat red target on your wallet..   

I hope your fat pocket guy doesn't have the first name of Jimmy.

Are they the sugar industry telling everyone that fats are the enemy? 

Track your spending and try cutting as much fat as possible like starbucks, booze, work lunches out, dinners out, lower cell phone, plans, get rid of cable, etc. and pay down all your debt.

Husband got a big fat promotion and pay raise.

I got my fat Greek a$$ out to my target areas and walked holes into my shoes again and again.

I fat fingered that one and hit the wrong number. but thank you to everyone who pointed that out.

I've read countless posts in this forum where new investors view REI as a high interest savings account that is going to yield a fat check every month.  

Currently I have a big fat mortgage on my primary residence (about 4k a month) , refinanced last year at a good rate of 3.125%.  

Manage the hell outta this thing (trim fat, milk it, produce fruit, etc...), save.