Conclusion: Don´t give your credit card infos for "free" products!!!

With the current interest rates, you'll get a better return. 

I guess I could do some work-arounds -- maybe reserve one unit in the first purchase for use as an AirBnb, and reserve my own time in it when needed - instead of claiming it as a primary.Are either of you (or anyone) familiar with a finance product/loan that will allow me to purchase under $150,000 (w/ strong credit) and do much of my own work and live-in a portion as a primary residence?  

.: Quote from @Jay Hinrichs: when I was buying notes I did not even run credit.. but I only paid 10 to 20 cents on the dollar.  

Under this scenario which strategy has the highest vacancy rates.  

The objective is to upsell to a master mind program or the artificial intelligence datasets, which also have zero response rate.

But don't let them know it.It amazes me how many of our members at MassRealEstate dot net have an Asset worth $300-500k Rent it for .5-1% of value and hardly pay attention to it, yet chase a tenth of a percent in CD rates;-)

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

No Bank, Credit Union or Portfolio lender wants to foreclose on any loan if there is a way not to.

Quote from @Zach Edelman: If you do a DSCR loan and vest it in an entity - you and your partner can both PG the note and it will report to neither of your credit reports, thus having no impact on your DTI!