Take this example and remove the LLC as a part of this conversation for simplicity.

My Roth were all contributions, no conversions, but I can say I have seen many convert from pre-tax to Roth  

Par for the course based on our prior conversations.

This should be a 2 minute conversation with your realtor. 

I'm always willing to have a conversation to help new investors learn from my experiences, to hopefully avoid the pitfalls of buying your first property. 

., you’re spot on and the condo conversion would be a good move but I think it might be too soon for that (I am a little more attached than my other properties since it’s my home).

Just spoke with a business dev rep from BAM today, good conversation, said theyre not worried about rates right now and have plans in place to account for them. 

Those types of conversations or tactics are now going to be regulated.   

In short, having all the conversations and commitments in strategy, setting up LLC and all the fun docs of who's doing what, and I'd suggest even getting initial funding into account for at least EM. 

Thanks for the conversation.